Lines of Credit
Personal Lines of Credit
| Term |
APR7 |
Daily Periodic Rate |
| Revolving |
14.25% - 18.00% |
0.039041% - 0.049315% |
Signature Loans
Signature Loans
| Term |
Minimum Loan Amount |
APR7 |
Estimated Monthly Payment per $1,000 |
| 2 Years |
$250 |
8.50% - 13.50% |
$45.46 - $47.78 |
| 4 Years |
$2,500 |
9.50% - 14.50% |
$25.13 - $27.59 |
| 5 Years |
$5,000 |
10.50% - 18.00% |
$21.50 - $25.40 |
Certificate Secured Loans
Certificate Secured Loans
| Term |
Minimum Loan Amount |
APR7 |
| Options up to 5 Years8 |
Secure 100% of the amount borrowed |
Certificate rate + 2% |
Credit/Savings Builder Loans
Credit Builder Loans
| Term |
Minimum Loan Amount |
APR7 |
Estimated Monthly Payment per $1,000 |
| 9 months9 |
$500 |
5.50% |
$113.67 |
| 2 Years |
$500 |
5.50% |
$44.10 |
| 4 Years |
$2,500 |
6.00% |
$23.49 |
| 5 Years |
$5,000 |
6.50% |
$19.57 |
Rates shown effective as of December 1, 2022
7APR = Annual Percentage Rate. 8Interest must be paid annually, if not on a repayment plan option. Maximum loan amount is based on creditworthiness and ability to repay. $1,000 minimum loan amount. Maximum rate of 18%. 9Teen Credit Builder Loans only.
