YOUR HOME. WHERE YOUR HEART IS.
Becoming a homeowner is a huge milestone... and it's likely the single-largest investment you'll ever make. That's why finding the perfect home – and working with the right lender – is so important.
Buy or refi... either way, our Home Loan products are designed to help get you moving.
So let's get started... you focus on where you want to live and we'll focus on getting you the loan.
- Low down payment for first-time homebuyers and for those who aren't. Mortgage insurance can be added to your monthly payment.
- Offers a low down payments and lower rates compared to other products. Mortgage insurance can be added to your monthly payment.
- Zero down payment for veterans who have a Certificate of Eligibility. Doesn't require mortgage insurance.
Down Payment & Closing Cost Assistance
- Down payment and closing cost assistance for homebuyers through several programs to help you get into a home with little or no money down.
- We're your one-stop-shop for all your insurance needs, through our Credit Union owned insurance agency.1
Search, Buy, Sell & Save… with SCE FCU
We’ve partnered with CMF HomeRewards to deliver exclusive home selling and buying benefits:
- Sell your home for a flat 1.5% listing fee1
- Buy a home and earn a 20% commission rebate2
- Receive outstanding service from a trusted, local HomeSmart Evergreen real estate agent
- Safely sell and/or buy with enhanced COVID-19 safety protocols
Want to buy now or simply want to see what's out there? Register today without obligation.
Together, we can make
your financial goals a reality.
Basic Elements - Legal Text
1Insurance Services offered through Member Advantage Insurance Services, a Credit Union owned company. Equal Housing Lender. 2Sell a home and only pay a 1.5% listing fee. Does not include commission owed to Buyer's Agent. 3Buy a home and receive a 20% rebate on your agent's commission. Rebate payment is made by HomeSmart Evergreen Realty and is credited at closing. HomeSmart Evergreen Realty is not affiliated with Community Mortgage Funding, LLC. SCE FCU NMLS# 456631, CMF NMLS# 266418. Community Mortgage Funding (CMF) is our Credit Union owned mortgage company, licensed by the following: Department of Business Oversight, California Finance License #6039200; Nevada Exempt Company Registration #4721.