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Open Your Eyes to SCE Credit Union

Welcome to a better way to do money. How are we different?

Well, we offer all of the same products as banks, but we don’t have any outside shareholders. Instead, our members are our shareholders. That means our profits are reinvested in our members in the form of better rates on all accounts. Neat, right?

It's so easy to join!

Credit unions are open to a wide range of memberships. Whether it's community based, affiliated with an employee group, church, or school, these affiliation types are broad and diverse. Because of how numerous these affiliation groups are, more people than you think are able to join and enjoy the benefits of a credit union.

We're a community based credit union and we're right here in your neighborhood. We're your friends and neighbors, focused on achieving more together - for you personally and for our community.

We're a down-to-earth credit union that happens to be a modern-day financial expert. We understand you require modern solutions with real values to meet your financial needs.

credit union benefits

You're a person, not an account number

Honest advice for a brighter financial future
At SCE FCU, we pride ourselves on being small enough to know you and our neighbors, but big enough to bring the world to your fingertips. We care about who you are, and what you dream of. This means we can offer you honest, personalized advice to make your financial future brighter.

Your goals are our goals
Get personalized advice to help you reach your goals sooner.

We've got your back!

See more, do more, live more awesome!

We're for people with plans, whatever they are
In America, we love to dream bigger, brighter and always better. At SCE FCU, we'll work with you to make that dream, however crazy, a reality. So, whether it's a thoughtful gift, a brand-new car or a vacation at the lake, we'll help you get it.

Make your money go further
With higher rates on savings and lower rates on loans, we push your money so it works as hard as you do. All these benefits add up to help your money keep up with your plans.

Banking where you get the bonus

Our rates and terms are hard to beat!
Our business model is as unique as our members. Because when you become a member, you become a shareholder. That means our profits go back to you in the form of better rates and better service.

As an SCE FCU member, you own a piece of the pie

Your money. Where you want it. When you want it.

Travel easy with Online and Mobile Banking
Our apps make online and mobile banking simple. You can access your money on the go, so there's nothing stopping you from chasing those dreams.

Your money at your fingertips...
no matter where your adventures take you

Access to your money wherever you are

Tens of thousands of ATMs coast to coast
Enjoy access to ATM networks all across America. No cash? No problem. With networks of ATMs available all across the country, your money is always close at hand. So go ahead, lose yourself somewhere new - safe in the knowledge your money's always nearby.

We've got you covered in all 50 states... 24/7

People Powered Banking

People Powered Banking

It's actually pretty simple. Basically, we’re a not-for-profit financial institution, offering all the benefits of a traditional bank, but where you have the control. Since we’re owned by the very people we serve, there’s no middle man. You directly experience all of the rewards. And that’s just it… at SCE Credit Union, it’s all about you.

Why should I open an account?

If you’ve ever wanted more from your bank, you need to come to SCE Credit Union. Since we’re owned directly by our members, you benefit from higher rates on savings and lower rates on credit cards and loans – along with the personal service you’ve been waiting for. So if you’ve ever wondered what it would be like to own your own financial institution, wonder no more!

Are you safe and secure?

Absolutely. While you hear so much about other financial institutions failing or not lending money, we remain safe and strong – helping our members, helping our community and lending money. At SCE Credit Union, your deposits are federally insured. We really are a financial institution you can trust.

What are your products and services?

Ask anyone and they’ll tell you we offer the same products and services as traditional banks – checking, savings, investment services, home loans, auto loans, credit cards, etc. – but with a distinct difference. We work with you to customize those products to your particular needs – from multi-million dollar loans for businesses, to helping a teenager get his first car; from financing a family’s first home, to helping a newly-arrived immigrant establish credit.

You see, you’re not just a number here. Our members own the Credit Union, and you’ll get the personal service that goes along with that. Plus, you can count on us for great rates and terms that are upfront and fair.

Is it easy to join SCE Credit Union?

If you’re reading this, you can join SCE Credit Union. You only need $15 to open your account – $5 goes into your savings and secures your ownership in the Credit Union, and the remaining $10 is a tax-deductible donation to our nonprofit, the Center for Financial Empowerment. The Credit Union then matches that donation and helps disadvantaged youth and low-income families, offering financial education, assistance and improvement programs – all right here in our local communities. 

So, just fill out a membership application or call us at 800.866.6474. It’s that easy.

Where are your branches and ATMs?

We have several branches in Southern California and Southern Nevada, along with thousands of shared branches throughout the U.S. Plus, we have 30,000 ATMs across the country, including at most 7-Eleven, Rite Aid and Costco stores. And it’s easy to find the ATM nearest you. You can use the ATM locator, text your location to 91989, call the voice-automated locator at 888.748.3266 or look for the CO-OP logos.

How do I sign up?

Experience how People Powered Banking can change the way you feel about banking. To join us, just complete the online membership application or give us a call at 800.866.6474. We have representatives ready to help in English or Spanish. It’s that simple, because we’re in business for only one reason – to serve you, our member/owners.